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Roberta Nestor specializes in retirement planning, income planning, and the coordination of investments with your taxes. Christina Nestor specializes in educating new clients and guiding them through their first investment experience, which can happen at any age or stage in life. Christina intends to work closely with existing clients to ensure each client receives exceptional service while building her client base. She aims to educate new investors and assist them with opening retirement accounts, 529 education savings plans, and non-retirement accounts—whatever the client needs to achieve their specific financial goals. She also helps with creating detailed retirement income planners, 401(k) rollovers, and estate planning.
Together, we work tirelessly to guide you throughout your financial journey.
Roberta L. Nestor
Director of Asset Management
Roberta is an Investment Adviser Representative of Commonwealth Financial Network®. She is the Director of Asset Management for Nestor Financial Network. Her impressive resume outlines a wealth of experience in multiple facets of the financial industry. This affords Roberta a unique perspective and level of expertise that inspires confidence and ensures success.
Roberta started her career with John Hancock Life Insurance in 1982. Registering with Commonwealth in 1984 enabled her to provide diverse guidance to her clients to benefit from her business acumen. Before founding the National Tax-Sheltered Annuity Association (NTSSA), Roberta was Vice President for Polaris Financial Services Inc. from 1990 to 1993. The NTSAA was a nonprofit organization supporting advisors who provided their services to public schools, hospitals, colleges, and other nonprofit institutions.
Roberta's passion for giving back to the community is reflected by her involvement in charities and foundations both locally and abroad. She hosts numerous free financial seminars every year to provide access to industry leaders and to champion the importance of financial literacy for clients and their families. She is also an active member of the Milford Chamber of Commerce.
Since 2005, Roberta has also maintained a newspaper column, “Dollars and Sense,” offering readers sound financial insight based on the economic climate and events at the time. Her column is published in the Orange Town News and Woodbridge Town News.
Roberta’s financial credentials include FINRA Series 6, 26, 51, 63, and 65 securities registrations.
Christina L. Nestor
Financial Advisor
Christina is an Investment Advisor Representative of Commonwealth Financial Network.® She graduated from the University of Tampa Magna Cum Laude in 2016, majoring in history.
In the Fall of 2016, Christina was accepted into the JET Programme, working in Aizu-Wakamatsu, Japan as an assistant language teacher. In 2018, she moved to Australia with her husband, John, working for Vivability, providing at-home care to people with disabilities in the community.
After returning home to Connecticut in 2019, Christina started as an administrative assistant with NFN. She has since completed her Series 65, 63, 6, and 7 securities exams to become a financial advisor. Christina intends to work closely with our existing clients to ensure each client receives exceptional service while growing her client base. She's passionate about educating and guiding new investors as they save for their future.
Christina is looking forward to becoming your next trusted advisor.
Roberta has been named Five Star Wealth Manager in Connecticut Magazine thirteen times since 2012.
2025 also marks Christina's first time being named a Five Star Wealth Manager.
This award was issued on 11/01/2025 by Five Star Professional (FSP) for the time period 02/01/2025 through 08/01/2025. Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 3641 Connecticut-area wealth managers were considered for the award; 236 (6 % of candidates) were named 2025 Five Star Wealth Managers. The following prior year statistics use this format: YEAR: # Considered, # Winners, % of candidates, Issued Date, Research Period. 2024: 3,710, 282, 8%, 11/1/24, 2/13/24 - 8/30/24; 2023: 3,564, 313, 9%, 11/1/23, 2/13/23 - 8/31/23; 2022: 2950, 290, 10%, 11/1/22, 2/29/22 - 9/2/22; 2021: 3191, 272, 9%, 11/1/21, 2/15/21 - 9/10/21; 2020: 3048, 285, 9%, 11/2/20, 2/17/20 - 9/18/20; 2019: 3147, 289, 9%, 11/1/19, 2/18/19 - 9/27/19; 2018: 3178, 293, 9%, 11/1/18, 2/15/18 - 9/21/18; 2017: 2218, 283, 13%, 11/1/17, 2/15/17 - 9/11/17; 2016: 1985, 417, 21%, 10/1/16, 3/25/16 - 9/28/16; 2015: 2398, 468, 20%, 11/1/15, 3/16/15 - 9/10/15; 2014: 3926, 515, 13%, 11/1/14, 3/16/13 - 9/10/13; 2013: 2263, 531, 23%, 11/1/13, 3/16/12 - 9/10/12; 2012: 2204, 503, 23%, 11/1/12, 3/16/11 - 9/10/11. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria - required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as a RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP's consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP's consumer complaint process; feedback may not be representative of any one client's experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria - considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager's future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients' assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. Visit www.fivestarprofessional.com.
2022 Commonwealth Financial Network Business Experience Award: Roberta Nestor is proud to have been recognized as a Business Experience advisor for 2022—a distinction based on annual production that places her among the top 57 percent of advisors affiliated with Commonwealth Financial Network.
Each year, Commonwealth, the broker/dealer–RIA that helps us process investment transactions on your behalf, recognizes Business Experience advisors by inviting them to an exclusive gathering of their peers, leading industry experts, and Commonwealth home office staff. Business Experience advisors benefit from an intensive learning and networking experience designed to help them hone their expertise, share best practices, and provide ever-higher levels of service, education, and leadership to their clients.