FAQs

Are Nestor Financial Network's advisors fiduciaries?

Yes. Both Roberta L. Nestor and Christina L. Nestor serve as fiduciaries when managing client assets. As Investment Advisor Representatives (IARs), they are legally and ethically required to put your best interests first.

How do you monitor my accounts and financial plan?

We follow a clear, proactive process to keep your plan on track:

We focus on a curated group of trusted investment companies and insurance carriers.
We regularly review and evaluate investment performance, fund changes, and market implications.
You’ll have scheduled review meetings to assess progress and adjust as needed.
If you experience a life event — marriage, divorce, job change, birth of a child or grandchild, inheritance —you can contact us at any time to update your plan.

Staying connected helps us ensure your portfolio stays aligned with your goals.

Will I be notified if I need to make changes to my accounts or investments?

Yes. During our initial planning meetings, we take time to understand your risk tolerance, investment objectives, and short- and long-term goals.

Once your strategy and allocations are in place:

We monitor your accounts based on your objectives.
We reach out to discuss any investment changes.
We contact you if your objectives need updating or an adjustment becomes necessary.

Our goal is to avoid unnecessary trading while keeping your plan aligned with your needs.

What investment companies do you work with?

Through our relationship with our broker/dealer, Commonwealth Financial Network®, we can access virtually all major investment companies. As an independent advisory firm, we are free to recommend what truly fits your goals—not what fits a corporate agenda.

We choose investment partners based on:

Strong long-term performance and stability
Quality administrative service
Clear communication
A demonstrated commitment to investors and advisors

This independence helps ensure you receive personalized, client-first guidance.